Find Out How Much Home You
can Afford Right NOW!
Know exactly what you can afford before you start searching for a home.
Congratulations! You're ready to buy a home
Mortgage Home Purchase Loans – Made Simple
Buying a home is exciting, but navigating the financing process doesn’t have to be overwhelming. Whether you’re purchasing your first home or adding to your real estate portfolio, we’re here to guide you every step of the way.
Your Home Purchase Journey with Gina
Start your pre-approval – A simple request form gets the ball rolling.
Explore your options – We’ll match you with programs tailored to your needs.
Understand the details – See the differences between each program so you can make an informed choice.
Move forward with confidence – Select the solution that’s right for you and your future.
Buying a home is a big step—let’s make it a smooth one.
Do I Qualify?
When you apply for a mortgage, lenders look at how much of your income goes toward debt. This is called your debt-to-income ratio.
Ideally, no more than about 43% of your monthly income should go toward your mortgage payment.
And no more than about 50% should go toward all your monthly debts combined (including your mortgage, car loans, credit cards, etc.).
Some loan programs, like VA and FHA loans, may allow higher limits depending on your situation.
Your Home Loan Could Be Fully
Funded 30 Days From Now
Fixed Rates
Adjustable Rates Mortgage (ARM)
Conventional Loans
Non-QM loans
FHA & VA Loans
